How much does it cost to use Braintree?
After your first $50K in transactions, our standard price of 2.9% + $.30 per card or digital wallet transaction includes all of our great features, and unlimited access to our support team. There are no monthly fees, and you only pay for what you use -- there’s no minimum transaction processing amount. Visa, Mastercard, American Express, and Discover are all included at the same rate.
I'm stuck with my current merchant account - can I still use Braintree as a payment gateway?
Yes. Most of our clients choose the simplicity of our full-stack payments offering, however, our payment gateway is compatible with most US merchant accounts for $49 per month and $.10 per transaction, and $10 for each additional merchant account.
Are there any additional fees I could be charged?
The only fee you might see is if you incur any chargebacks (i.e. a customer disputes a charge). In that case you will be charged $15 for each chargeback incident.
What if I have to issue a refund?
If you issue a full refund, Braintree will return the fees from the original transaction. We do not return fees on partial refunds, but there is no additional cost to issue a partial refund.
Is volume pricing available?
Are you a large enterprise business processing more than $80K per month? See what we have to offer your big business, Give us a call at 877.511.5036 or drop us an email at firstname.lastname@example.org to start the discussion.
Can you tell me more about the 'Make $50K. Keep $50K' pricing deal?
Sure. When you integrate directly with Braintree, we'll cover the fees on your first $50K of sales. That means no transaction fees, no interchange costs, and no catch. After your business crosses the $50K threshold, our standard 2.9% + $.30 per transaction rate applies. But for your first $50K, you won't be charged a cent (though chargebacks will still incur a $15 fee). This offer is not available for merchants taking advantage of our discounted rate for eligible nonprofits, or merchants who integrated via a Braintree partner.
Is there an expiration date for using the $50K?
No. The free pricing will apply until your business processes more than $50K in total sales volume.
What rate will be charged after my business crosses $50K in processing?
Your pricing will automatically switch to 2.9% + $.30 per transaction once you have crossed $50K in gross transaction volume.
Does this apply to businesses outside the US and EU?
No. For now, this offer is available only to US and EU-based businesses. But someday soon we hope to offer a program for businesses located elsewhere.
What are my pricing options in Europe?
All European merchants have the opportunity to select Interchange plus (IC+) pricing or blended rate pricing. This is consistent with EU regulations around Merchant Interchange Fees (MIF).
Blended rate pricing offers fixed rates, which makes it easier to accurately forecast your payment processing costs. The blended model consists of an ad valorem and per-transaction fee. Depending on your account setup, you may have different rates for debit cards and credit cards.
Interchange plus pricing (IC+) consists of an ad valorem, per-transaction fee, interchange fees, and scheme fees. Because interchange fees are variable and are not determined by Braintree, it can be harder to predict the exact amount you’ll be charged. Similar to interchange fees, scheme fees are variable and are not determined by Braintree. The specific fees that are applied to each transaction depend primarily on card type, but include a number of other factors such as the type of merchant, cost of sale, processing technology, region, and more.
If you have questions about which pricing model applies to your account or are interested in learning more about either pricing model, contact our Accounts team.