3D Secure 2
Adding 3D Secure 2 to your checkout can help ensure security for your customers and help protect your business against fraudulent transactions.
3D Secure 2 (3DS2) is the new industry standard for customer authentication and is a recognized solution for meeting PSD2’s Strong Customer Authentication (SCA) requirements. Braintree’s 3DS2 solution is easy to integrate and provides a simple way to authenticate eligible card transactions with a low-friction checkout experience for cardholders.
KEY ENHANCEMENTS TO 3DS2
For eligible cards, 3DS2 can move liability for chargebacks due to fraud from the merchant to the card issuer.
Data shows that issuers may approve more transactions when using 3DS2 (vs. 3DS1).
decrease in cart abandonment1
reduction in transaction time2
1-2. Frictionless Experience with Verified by Visa, Visa, 2018.
3D Secure 2 is an additional fraud protection layer for online credit and debit card transactions that adds an authentication step for customers making online purchases.
SCA requirements have been the source of a lot of questions -- and a lot of uncertainty -- for merchants who do business in affected countries. We’ve put together some resources to help you understand these requirements and prepare your business.