Merchant Accountanchor

Returned directly or within a successful result object from the following requests:
Attributes

Business information specific to an Active sub-merchant.

Business address information specific to a particular sub-merchant.

localityString

The locality/city.

The postal code.

regionString

The state or province.

The street address.

dba_nameString

The "Doing Business As" name.

tax_idString

The 9-digit numeric value associated with the business' tax identity.

The ISO code for the currency the merchant account uses. See the ISO 4217 codes.

Whether transactions will be run using this merchant account by default.

Funding information specific to an Active sub-merchant.

The last 4 digits of the applicant's checking account number.

The value that determines the description that will appear on a sub-merchant's bank statement for deposits.

The way in which funds will be delivered to a specific sub-merchant. Learn more about sub-merchant funding.

emailString

The email address.

The mobile phone number.

The numeric string representing a specific bank.

idString

Specifies the ID of the sub-merchant, which can be referenced when creating transactions with service fees.

Information specific to an Active sub-merchant.

Address information specific to a particular sub-merchant.

localityString

The locality/city.

The postal code.

regionString

The state or province.

The street address.

The applicant's date of birth.

emailString

Email address composed of ASCII characters.

The first name.

last_nameString

The last name.

phoneString

The phone number.

The last 4 digits of the applicant's social security number (SSN).

The master merchant account that the sub-merchant account belongs to.

statusString

The state of the merchant account can either be Pending, Active, or Suspended.

Result Objectanchor

A merchant account result may be successful or unsuccessful. Learn more about result objects.

Successful resultanchor

If the result was successful, the merchant account will have a

pending status. Within several minutes you should expect to receive a confirmation webhook.

The sub-merchant and its master merchant account will be provided on the result.

The sub-merchant status is pending at this point because (in production) we are taking the data provided, securely contacting a number of third-party services to verify the information, and making sure there are no red flags. This provides you with fraud protection while also satisfying our standard risk and underwriting process for new merchants. This means that a response will be delayed by just a minute or two (in production), so you will need to use webhooks to listen for a response and confirm that the sub-merchant has successfully passed these checks.

  1. Ruby
result.success?
        # true
        result.merchant_account.status
        # "pending"
        result.merchant_account.id
        # "blue_ladders_store"
        result.merchant_account.master_merchant_account.id
        # "14ladders_marketplace"
        result.merchant_account.master_merchant_account.status
        # "active"

Unsuccessful resultanchor

Success will return false if validations prevent the merchant account from on-boarding. To simulate unsuccessful API calls in Sandbox, check out our test values for merchant account creation.

Validation errorsanchor

If any parameters are invalid, then the success call will return false and the result object will contain validation errors indicating which parameters were invalid.

  1. Ruby
result.success?
        #=> false

        result.errors

Examplesanchor

Statusesanchor

Pendinganchor

The merchant account is in the process of verification with several third-party services. This is a transitory state. It will become active or suspended after verification.

Activeanchor

The merchant account has been approved. It can be used for processing transactions.

Suspendedanchor

The merchant account has been declined. It can't be used for processing transactions.