Dealing with merchant account experts makes all the difference
Not all merchant account providers are the same, and the decision is more significant than most realize. We understand online payments and can help you through the complexities.
We go the extra mile to proactively help you improve billing practices, avoid mistakes, lower fees and increase security. In short, we are a breath of fresh air in a chaotic industry.
No Contracts – No Hidden Fees – Data Portability
TekPub is thrilled to be working with Braintree for all our credit card processing needs, PayPal just wasn't cutting it.
James Avery
Until Braintree, we felt like nobody really understood our payment processing needs. Braintree has built an amazingly flexible product that molds to our business and environment and not the other way around.
Joshua Frappier, Co-Founder
I can't imagine anyone else handling GitHub's billing.
Truth in Pricing – We don’t hide fees or use sales trickery.
Support – We provide the best support in the industry - period.
Expertise – We understand online payments. We help merchants improve billing practices, avoid mistakes and qualify for better rates.
Who uses Braintree?
Online Merchant Account
Features
Visa, MasterCard, American Express, Discover, Diners, & JCB
Accept credit card payments from anywhere in the world
Address Verification Service (AVS) and CVV (security code)
Credit card verification to ensure the card is active and valid, without running a transaction
Comprehensive transaction and settlement reporting
Functionality
Accept credit card payments via website, phone, or recurring billing
Advanced AVS and CVV rules based on amount/card type/address
Capture custom data for record keeping and customer service
Create portal for cardholders to add / update payment information
What it takes to get Started
Complete an application
Include a copy of a voided check or bank letter
3 months of processing statements (for existing merchants only)
Complete ecommerce requirements
Approval typically takes 4-6 business days once we have all information
Industries
We provide merchant services for nearly all industries, with a few exceptions, including adult, gaming, liquor, online dating, debt consolidation, credit repair, and bankruptcy attorneys, for example.
Merchants in these industries can use Braintree as a gateway only with the exclusion of adult or alcohol related business.
Merchant Account Risk
A merchant account is similar to a line of credit. If a merchant doesn't deliver or poorly delivers on the products / services sold, the merchant account provider is financially liable to all the cardholders. There are a few billing methods and business models that greatly increase risk, especially with new businesses. Here are some examples:
Aggregation - accepting payment for a third party Read more
Retainer / Account Credit - Advance payment for future service
We can work with any of the above mentioned billing methods. Your business will just need to demonstrate the financial strength to support the increased risk.
