A merchant account enables a business to accept debit and credit cards from customers. Merchants can choose which acceptance channels best fit their needs including website, phone or mail order, fax and or instore. Where the credit card is not physically present, such online transactions, merchants will also need a payment gateway that provides the connection to the financial institutions that issued the debit or credit card.
Braintree offers a comprehensive approach to payment processing by offering both the merchant account and payment gateway.
Many organizations provide merchant accounts as one of a long list of financial related services. The challenge with this approach is that merchants rarely get the required expertise to implement best practices in accepting payments. This lack of information and training can increase risk, result in higher fees and potentially open the door to significant liability if a breach were to occur.
Discerning merchants are choosing Braintree because of our technology, flexibility, service and comprehensive approach. Our services include:
Contact us today for a free analysis of your business needs.
New to processing?
Merchant Account Quick Guides
PCI Compliance Quick Guides
Developer Resources